That means Short Sale? (Short sale)

August 29, 2008
Category: Sacramento Real Estate

Katella short sale The Bank authorizes you to sell your home for less than the debt, and an option to avoid foreclosure (Foreclosure)

A real estate short sale occurs when the value of the property is less than the mortgage debt. When the buyer does not meet the mortgage payment or the bank is about to foreclose on the property which is nonexistent or negative goodwill.

In summary, a short sale transaction, the estimated closing costs, fees and mortgage debts are greater than the selling price. or whether the money will not be enough to cover all expenses, is a long and tedious process, it does not happen automatically, if you are having trouble making your house payment, call me, I explain in detail what best appropriate and without lies, not everyone is a candidate for short sale there are certain requirements to be met.

Consequences could include, but are not limited to;

Possible negative effect on the credit report (not always) the consumer and the probability of paying taxes based on losses of the bank (Capital Gain)

the next time you buy a home will be a little more difficult and will take some time, almost every case, but there are also exceptions, you could be one of those cases, call me for a free consultation

This entry was posted on Friday, August 29th, 2008 at 2:29 a.m. and is filed under Real Estate Sacramento . You can follow responses to this entry Any-through the RSS 2.0 feed. You can leave a response , or trackback from your own site.

  1. Criselda Alvarez said at February 28th, 2009 at 3:45 pm

    buy a house for $ 389000.00usa a year and 3 months
    I $ 384,300.00. I had ke make late payment and to you the situation now days. I'm considering doing a short sale not know if that is the best idea the house I live I have it rented for $ 1200.00 and morgue pay $ 3200.00 is ke this is vece crazy to you do not know anything and makes porke
    The house is located in the city of Bronk.
    I live in New Jersey. please it would be for any assesoria ke agradecidad you can offer me.
    by: Alvarez Criselda

  2. Graciella Valle said at February 28th, 2009 at 9:19 pm

    Dear Griselda:
    Unfortunately I live in California, and Real Estate laws vary by state, but pay 2,000.00 dlls in your pocket every month, just to keep a house, I do not loharia definitely looking to a Real Estate Agent in your Area may be New Jersey and say that you put the house for sale in Shosrt out, please yque me explain everything in detail, because as you say the laeyes may differ here and there, I do not say you do, but I would not go in your place by paying, not worth it, better save your money and investigates whether in NJ have what they call "Judicial Foreclosure" where you have to go to court. and please come and tell me, I want to know your case or if you can not find an agent, I get it, just let me know and good luck
    Sincerely
    Graciella Valley

  3. Blanca Rivera said at December 28th, 2009 at 5:05 pm

    Hi Griselda fortunately I'm not in the home loss dilemma but I am renting a house the owner put the house in short sale I do not know what I do the owner has not said anything for a friend I learned that I need to put so get out of the house immediately, keep paying the rent that we as tenants have rights if I could advise would be very grateful thank you hope your reply I live in oakland ca

  4. Graciella Valle said at December 30th, 2009 at 3:48 pm

    Dear White
    I do not think you have to leave immediately, if the owner put the house for sale "short sale" possibly NO. necessarily behind on your payments this, what were you I would do is talk to and tell you and you found out you're selling the house, so agree that you hand down your income and cooperate for the sale of the same, allowing agents to show to prospective buyers. If you like you can call me by phone so you better explain
    (916) 919-1861

  5. Blanca Rivera said at January 3rd, 2010 at 10:35 a.m.

    Hello dear Graciella like this again here with a question for days I was in communication with you and I have a question I've been looking at houses in foreclosure that there are up to 20,000 and 25000 if you want I can explain how it works but we want to buy a cash , nothing but such a house is worth 22000 and anything else I have that money would total about one walks paying and how I can know it is true that this house is in that price is not anoint scam look I'll send the company name and if you can guide me Trulia real estate is called I'm very interested and would like you to explain

  6. Graciella Valle said at January 4th, 2010 at 10:21 pm

    Dear White
    The price of the house is a separate and will need about 3% for closing costs
    Eg for a $ 100,000.00 house closing costs would be approximately 3,000.00
    mi'ja luck
    Nice talking to you, tell us here how you did with the landlord

    Chela

  7. Blanca Rivera said at January 11th, 2010 at 9:51 pm

    Hello Graciella fijate Valley since that still the owner of Las Casas says that sales are not in the work which is like a hook that speak to ask about the houses and told to those who already have offers and so you offers other home than this is how he works but there are none for sale but what I find it strange that on Thursday, January 7 spoke to me and asked me if I would always pay the rent and then I said that if it was as we had left on Saturday I went back to talk to if ever I was going to pay rent or had PENSANSADO and I said yes and then told me that on Sunday happened because I had a family problem and needed the money but the houses I inactive are already set and that means they already have buyers or people who offer thanks got his answer and I hope I will keep abreast of what will happen until the next

  8. DEW said at March 15th, 2010 at 5:49 pm

    HELLO ESPEERO ESTES VERY WELL, I'M VERY CONCERNED I AM NOT OF THIS COUNTRY AND MY HUSBAND IS A VERY SNEOR PROBLEMS BUT VERY VERY LONG FOR MAYOR OF THIS LORD HAVE GOOD LOCATION STA NOE AND 4 MONTHS AND HAVE NOT PAID THE HOUSE AND I DA DREAD THAT I COME TO PULL OUT AND ALL THE WORST IS THAT I HAVE TO TRAVEL TO MY COUNTRY FOR HEALTH PROBLEMS HERE BECAUSE YOU KNOW WHEN YOU DO NOT HAVE INSURANCE, WE WILL END IN 3 TO 4 MONTHS I DO NOT SO PLEASE I'M DESPERATE WANT ME MORE URGENT AYUDES.HEMOS DISCUSSED ME AN AGENT AND WE RECOMMEND THE SHORT SALE MY HUSBAND SPEAK TO SOMEONE IN THE MORTGAGE BANK BUT WHERE IS THE PAPER YOU SENT TO A COMPLETE AND IS NO LONGER FOR THAT FAILURE THE HOUSE ALSO WANT TO BE A LOT AND HIGH PAGOE S MEAN IF MY HUSBAND COULD NOT PERMITTED TO GOD I DO NOT CHARGE THAT COULD PAY EVEN BEING MODIFIED. I DO you advise. THANK GOD BLESS YOU FOR THE GREAT SUPPORT THAT MANY DAS.

  9. Graciella Valle said at March 18th, 2010 at 11:46 a.m.

    Dear Friend
    From what I read this in a situation a little delicate, but if it's any consolation, you're the one, I get calls every day from people in situations similar to yours, the best idea would be the short sale, do not tell me where live, if you're near me I can help if you have a chance call me and I'll explain in more detail (916) 919-1861
    Thanks

  10. flower said at September 26th, 2010 at 5:29 pm

    hello? towhouse conpre one in 295,000, and is now worth 125,000, I can buy a house and rent the sigle towhouse, Asher and then a short sale when the towhouse aiga conprado another house? can or not?

  11. Graciella Valle said at September 27th, 2010 at 4:06 pm

    Hello Floreciita
    We can try, if you think you qualify for a home comrar call me and from there we start it?
    (916) 919-1861
    Thanks

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