11 STEPS TO BUY YOUR HOUSE

September 20, 2008
Category: First Time Homebuyers

Granite Bay

STEP 1. DECISION MAKING

Obviously you have to take this wonderful decision and prepare for each step that will lead to the home of your dreams

STEP 2. PROFESSIONAL HELP SEARCH

A Realtor / Broker. I I can take the hand from beginning to end in this exciting process, I would love to make an appointment with you and hear your reasons why you want to buy your house, talk about anything having to do with buying your home, from schools, neighborhoods, economic factors etc..

STEP 3. GET THE LOAN

Aquii what I can guide you where to go and what questions to ask, as the rate of interest, if you can get a fixed loan, property taxes, insurance and so on. to get a mortgage, make sure the house payment does not exceed one-third of their income. documents needed;

State your bank account of the last 3 months
Pay stubs from last month, both buyers
Tax return for the last 2 years

STEP 4. APPOINTMENT TO VIEW PROPERTIES

This time we meet, will be to go see homes for sale, I look for you in advance, according to the characteristics that gave me such as size, bedrooms, bathrooms, neighborhood, price, etc.. trying to cover all your needs

STEP 5. DECISION OF THE HOUSE YOU LIKE

After seeing different houses you decide which you would like it to be his, I call the vendor to see if still available, because the houses can be sold in what I'm writing.

STEP 6. OFFER

Now everything is clear, we returned to the office and I write the contract of sale and supply control to the seller on your behalf and we hope to see answered. Today you have to wait a little longer than usual because the houses are so cheap they have multiple offers

STEP 7. NEGOTIATION

Here I am working to negotiate with the seller, to accept the conditions I asked for my client, is part of my commitment, Making sure you have the home you want

STEP 8. OFFER ACCEPTED

When the seller accepts my conditions, there may be one other change, but I'll take care of haceselo know, and I'm always by my buyer, that's my job, ensure you give the best

STEP 9. ESCROW

It is an intermediary institution between seller-buyer, to ensure that all documents are in order and everything is legal, when all requirements are met, the home of Title (Escrow) is responsible for putting his name in public records as the new owner

STEP 10. CLOSING THE DEAL

There is transferred the title of owner

STEP 11. DELIVERY OF THE KEY

This is as easy and cute my work, anyone can deliver a key ah?

Congratulations you enjoy your new home

Graciella Valley

This entry was posted on Saturday, September 20th, 2008 at 8:23 pm and is filed under First Time Homebuyers . You can follow responses to this entry Any-through the RSS 2.0 feed. You can leave a response , or trackback from your own site.

sandra said at September 22nd, 2008 at 7:51 pm
Onita that house, who is?
Pirula said at October 1st, 2008 at 7:03 a.m.
Thanks for this valuable information you share in this space!
This helps us be more careful and selective when making decisions of this kind.
If we take into account all such information when buying houses, for the purchase of a house in Sacaramento or anywhere, would be something that would not be blind, or just relying or depending on what others tell us.
Please if any other visitor wants to leave or share your opinion about it, so be it.
Personally, I like this kind of Lifesaving which lends itself to debate issues that concerns us all and here are very good issues and councils to guide and inform.
Good day!
juliatina said at March 11th, 2009 at 3:43 pm
Hello I would like to ask a question:
I meti an application to a house which I like and the agent told me that he had no proposal primeraya mine was the response was delayed uqe my husband called the speaker of the house and said the house is already in escrow then the house already sold? that's my question thanks for everything
Graciella Valle said at March 14th, 2009 at 9:19 a.m.
Dear Julianita
I regret to say that if! the house is already sold, ................. well, not necessarily sold, but the homeowner (or the Bank) and accept an offer, which is obviously not yours, the papers are in escrow until meet all the requirements and the deal closes, certain occasions a party fails to meet any of the requirements and as we say "falls escrow" and if they have deals pending, the next call, call him to your agent and tell him you want to put your offer
(As a back up offer) if the other does not close, I call you, kind friend and thanks for reading
Graciella Valley
Finance said at March 23rd, 2009 at 5:28 a.m.
Very good summary we show. I found this other guide which emphasize the economic evaluation, costs, types of mortgages and taxes, when buying a house ... Guide to buying a home
Fam, Vazquez said at May 16th, 2009 at 12:40 am
Hi I need urgent assistance, look I see a house that I really liked the flat, very much to both me and my husband, but we do not like the neighborhood, there are a lot of people living many cars etc etc, and there is a neighborhood that is paid $ 50 usd a month, keep everything nice looks beautiful on the outside but the level of the house do not like nice houses but there is clearly beyond our budget, which would you recommend?
Both are in the same city.
Greetings from Texas.
Graciella Valle said at May 20th, 2009 at 11:12 pm
Dear Ericka
When you buy a property, the more iportante is the neighborhood, not the house, because the house is arranged and neighborhood NO! also mention that pays $ 50.00 per month, that is called HOA (Home Owners Association) Homeowners Association. it is much better, I would think it ssiquiera or a neighborhood is more recomendaable Association and more if you have kids
lucky friend and thanks for reading

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11 STEPS TO BUY YOUR HOUSE

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