LETTER TO THE BANK, DO NOT WANT TO LOSE MY HOUSE, BY ..........

We bought our house 02/14/2005.Con 334,000.00 worth dlls. Before signing a paper, I told the Realtor that we could not with a payment of 1,200.00 dlls over a month, we reported that the payment of 1,141.00 and we would be happy, because he believed he was the expert, I accept my ignorance It was my first home and the truth or not well explained to me, or did not understand that would be two loans, the first month came two bills:
1st. 1,141.00
2nd. 550.00
= 1,691.00
From the first month my troubles began, because we did not make enough money and we paid the difference with credit cards, honestly believing that the house would go up in value, we can refinance, pay all debts and happy again. In 2008 the fee rose again from 1,141.00 to 1,270.00 and 1,550.00 shortly after a small loan and also began to rise gradually, reaching up to 650.00. Not to mention the property taxes (property taxes) and insurance (Insurance) I 50,000.00 dlls cards as I even recommended me to go bankrupt, but I do not like it, please help.

1st. 1550.00
2nd. 650.00
= 2,200.00
Currently the house has a value of less than half. Definitely this situation could not go on like this, we could not make the payment and put it on sale (short sale). Our agent has an offer of 140,000.00. We are about to leave the house, this whole situation has us very badly emotionally and my wife is pregnant, help us greatly if accepted for so Porder be calmer and my wife sick with nerves, I can hardly sleep prejudice. and did not want her to go to foreclosure.

sincerely
owner

The Golden Team

Graciella Valley